- Mortgage rates fall near 3½-year low.
- Mortgage rates have fallen to a near 3.5-year low.
- Factors influencing rates include inflation, the bond market, and the housing market.
- High interest rates can discourage homebuyers, impacting affordability.
- Experts anticipate rates remaining between 6% and 7% for the foreseeable future.
Mortgage rates fall near 3½-year low.
Feb 19, 2026, 5:24:04 PM UTC(4 hours ago)
Impact: MediumAffected Assets
Sources
From:@DeItaone
MORTGAGE RATES FALL NEAR 3½-YEAR LOW
Mortgage rates dropped to 6.01% for a 30-year fixed loan—the lowest since September 2022—down from 6.09% last week, according to Freddie Mac. The decline could ease affordability pressures and revive activity in the stagnant housing market.