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SoFi Technologies Delivers Strong Q2 Beat, Boosts 2025 Outlook

Aug 1, 2025 (1 days ago)
Positive
SoFi Technologies Delivers Strong Q2 Beat, Boosts 2025 Outlook
SoFi Technologies reported robust Q2 2025 results, exceeding expectations and leading to an upward revision of its full-year 2025 financial guidance.

SoFi's Strong Q2 Financial Performance

  • Revenue beat expectations, reaching $854.9 million, a 43% year-over-year increase.4
  • Financial Services segment net revenues surged over 100% year-over-year in Q2 2025.2
  • The company's Loan Platform Business contributed $130.6 million to consolidated adjusted net revenues.2
  • Adjusted EBITDA increased by 80.6% from the prior year, with an improved margin of 29%.2

Elevated 2025 Full-Year Guidance

  • SoFi raised its 2025 outlook, projecting adjusted net revenue of approximately $3.375 billion. [Source: 2, 4]
  • The company now anticipates full-year GAAP EPS of approximately $0.31, exceeding prior estimates. [Source: 2, 4]
  • Full-year adjusted EBITDA guidance was also increased to approximately $960 million.2

Robust Membership Growth and Platform Expansion

  • SoFi reported a record 11.7 million members as of the second quarter.4
  • The company expects to add at least 3 million new members in 2025, representing about 30% growth.4
  • The Technology Platform segment saw revenues increase by 15% year-over-year.2
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