SoFiUSD Integrates Directly into Mastercard's Global Payments Network

Mar 6, 2026 (1 days ago)
Positive
SoFiUSD Integrates Directly into Mastercard's Global Payments Network
SoFi's stablecoin, SoFiUSD, is now a settlement option on Mastercard's global network, validating its role in digital payment rails.

Mastercard Stablecoin Integration

  • SoFiUSD has joined Mastercard's network, enabling its use as a settlement option across the global payments infrastructure1, 3
  • This collaboration aims to facilitate faster, safer, and cheaper settlement for cross-border remittances and B2B transfers3
  • The partnership signals how regulators and payment networks are beginning to define the role of fully reserved stablecoins within existing financial rails1
  • Future plans include deepening the partnership with initiatives like stablecoin-enabled card programs3

Stablecoin Infrastructure and Reserve Status

  • SoFi Bank selected BitGo Bank & Trust to provide the necessary infrastructure and distribution support for SoFiUSD4
  • SoFiUSD is the first stablecoin issued by a U.S. nationally chartered, FDIC-insured deposit bank on a public, permissionless blockchain4
  • The stablecoin is fully reserved, ensuring immediate redemption liquidity for merchants and issuers utilizing Mastercard services3

Strong Operational Performance Outlook

  • Revenue growth for the current quarter is projected at +35.1%, with estimates reaching $1.04 billion2
  • The consensus earnings estimate for the current fiscal year is $0.60 per share, representing a year-over-year increase of +53.9%2
  • The company has a track record of exceeding consensus EPS and revenue estimates in each of the trailing four quarters2

Expansion into Private Market Access

  • SoFi launched a limited-time private market investment window for accredited investors through its Cosmos Fund4
  • This fund provides differentiated access to category-defining private companies, including OpenAI, Perplexity AI, and Colossal Biosciences4
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SoFiUSD Integrates Directly into Mastercard's Global Payments Network | Foxly Invest